See how much you qualify for



  • Traditional Term Capital

    Traditional Term are generally reserved for the more established companies. Ones with solid financials, 2+ years in business, and strong credit; both personal and business.

  • Merchant Cash Advance

    This type of services is the most popular of all our products. The quick streamlined process, fast funding times, and flexible payback options are what attracts most.

  • Equipment Financing

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  • Small Business Capital

    Need money to bring on new staff, money to build up your production capacity, or even money to increase your warehouse storage space? Not to worry;

  • Buy Equipment

  • Make Payroll

  • Open New Locations

  • Hire More Staff

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Funds Delivered
A+ Rating
Better Business Bureau


What do I need to qualify?

To Qualify, your business should have the following:

  • Minimum of 6 months in business
  • Minimum of $30,000 in monthly revenue

Do I need to put up any collateral or a personal guarantee?


Are There Restrictions on what I can use the funds for?

The funds can be used for any business purpose. It is up to you to decide how you want to use it. These are some of the most common ways that customers have used their loans:

  • Increased Cash Flow
  • Marketing
  • Everyday Business
  • Expenses
  • Payroll
  • Purchase Inventory
  • Hire Additional Employees
  • Upgrade Equipment
  • Renovations/Refurbishments
  • New Location.

Can I pay off my balance early with no penalty?

Yes, United Fund USA does not charge any penalty for paying off your business financing early.

In fact, many customers who pay off early qualify for United Fund USA’s Early Payment Discount.

If you would like to find out your early payoff amount, you can request it from us at any time and we are happy to let you know what your payoff balance is.

How do you protect my personal information?

United Fund USA goes through great lengths to make sure your information is safe and secure.

Here is how:

128-bit secure sockets layer (SSL) Technology:

To access your account, you must use a browser that supports 128-bit encryption. This is one of the best commercial methods available

I have a few more questions. Can I speak to someone?

Yes, you can call us at 1-866-355-3365 and one of our dedicated experts will assist you with any questions you have.

When your business is in need of capital, let the experts on our team meet the exact requirements of your business.